Blog

There is always so much to consider when taking out a loan, whether you are re-financing, down-sizing, investing or buying your first home. Hear the latest from Custom Financial Solutions WA. Interesting market facts and insights, industry trends and news.

Hands up! if you have debt

Hands up! if you have debt

HANDS UP IF YOU HAVE DEBT! Don't worry, it's not a trick question or anything to be ashamed of.  We all have debt.  In fact, we'd be surprised if you didn't! A credit card here, car loan there, maybe even a little AfterPay or ZipPay - it's completely normal.  BUT...it...

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Interest Rates…What the??

Interest Rates…What the??

As interest rates continue to be at an all-time low, we answer some of your most frequently asked questions about interest rates to help you make better informed decisions about entering the property market or about your existing home loan. How are interest rates...

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Looking to save?  Refinancing could be your answer

Looking to save? Refinancing could be your answer

Why Refinance? - Quite simply, needs change...and we get that! There are a number of good reasons to look at your options for refinancing. It can help you secure a better interest rate, switch between fixed and variable rates, access different loan features, utilise...

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Perth real estate market heats up

Perth real estate market heats up

om conditions return Perth’s property market is set to experience conditions not seen since the mining boom, according to a range of professional forecasts. ANZ economists expect Perth property to outperform all Australian capital cities in 2021. They forecast Perth...

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2020 Perth Property Market Wrap Up

2020 Perth Property Market Wrap Up

 2020 Perth Real Estate Market Wrap for Residential Property Investors In pretty much every aspect of our lives, the COVID-19 pandemic has redefined 2020. It has closed state and federal borders, forced many of us to work from home, re-written the way we shop and...

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How lenders decide if you’re a good or bad risk

How lenders decide if you’re a good or bad risk

The four C’s Lenders look at for home loan approval For lenders to decide whether to provide you with a loan or not, they will generally assess you against four qualities.   All lenders have different eligibility criteria so there’s no ‘one size fits all’...

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How do you rate?    What your credit file says about you!

How do you rate? What your credit file says about you!

How do you rate? What your credit file says about you Your Credit File Report (CFR) is a document that banks and financiers refer to in determining whether you are a ‘good’ or ‘bad’ risk - financially speaking. Each time you apply for finance, whether it is for an...

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Down Valuations Explained & Tips to Manage

Down Valuations Explained & Tips to Manage

Building a new home is exciting!  It's important to know about valuations and how to avoid shortfalls You’ve taken the first steps to getting into your new home. The land is chosen, you have the perfect floor plan and getting to the exciting part of picking and...

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