There is always so much to consider when taking out a loan, whether you are re-financing, down-sizing, investing or buying your first home. Hear the latest from Custom Financial Solutions WA. Interesting market facts and insights, industry trends and news.
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The four C’s Lenders look at for home loan approval For lenders to decide whether to provide you with a loan or not, they will generally assess you against four qualities. All lenders have different eligibility criteria so there’s no ‘one size fits all’...
How do you rate? What your credit file says about you Your Credit File Report (CFR) is a document that banks and financiers refer to in determining whether you are a ‘good’ or ‘bad’ risk - financially speaking. Each time you apply for finance, whether it is for an...
Building a new home is exciting! It's important to know about valuations and how to avoid shortfalls You’ve taken the first steps to getting into your new home. The land is chosen, you have the perfect floor plan and getting to the exciting part of picking and...
Property listings remain low compared to last year, which means that as a buyer there may be more competition for properties this spring. Here are some pointers to negotiate a good deal when the right property comes up.
Mortgage brokers are qualified finance industry professionals. They work with you to determine your borrowing needs and objectives, and to help you determine how much you can borrow.
The variable rate loan offers more features and flexibility than the basic fixed rate loan, so the rate is usually slightly higher. Fixed rate loans are set at a fixed rate for a specified period – usually one to five years.
There are a few red flags that banks look out for which may hinder your chances of your finance being approved, so here’s our list of things you need to keep in check when applying for finance!
Staying on top of your credit score is important, especially if you’re planning to apply for a home loan
By understanding what not to do and preparing your application properly the process will be a lot smoother with less hold ups, improving your chances of being approved.