What Does a Mortgage Broker Do?

What Does a Mortgage Broker Do?

Mortgage brokers are qualified finance industry professionals. They work with you to determine your borrowing needs and objectives, and to help you determine how much you can borrow. Brokers help to ensure that you don’t take out a loan that is not right for you. Like...
Standard Variable & Fixed Rate Loans

Standard Variable & Fixed Rate Loans

The variable rate loan offers more features and flexibility than the basic fixed rate loan, so the rate is usually slightly higher. Fixed rate loans are set at a fixed rate for a specified period – usually one to five years. This gives you the advantage of knowing how...
Applying for Finance? Spending Items you Might Want to Stop.

Applying for Finance? Spending Items you Might Want to Stop.

There are a few red flags that banks look out for which may hinder your chances of your finance being approved, so here’s our list of things you need to keep in check when applying for finance! Afterpay How good is Afterpay? Like layby, but you can get your hands on...
5 Things That Don’t Affect Your Credit Score

5 Things That Don’t Affect Your Credit Score

Staying on top of your credit score is important, especially if you’re planning to apply for a home loan. Your credit score is determined by factors like how well you’ve managed debt and bills in the past, but there are some things that don’t affect your score at all....
I’m Looking at House and Land Packages. What Loan do I Need?

I’m Looking at House and Land Packages. What Loan do I Need?

Home loans can be pretty confusing, with all the different lenders, rates and types, it’s no wonder people often rely on experts like finance brokers to help them find the best deal. If you are planning to build your first home with a house and land package, you will...