How lenders decide if you’re a good or bad risk

How lenders decide if you’re a good or bad risk

The four C’s Lenders look at for home loan approval For lenders to decide whether to provide you with a loan or not, they will generally assess you against four qualities.   All lenders have different eligibility criteria so there’s no ‘one size fits all’...
Down Valuations Explained & Tips to Manage

Down Valuations Explained & Tips to Manage

Building a new home is exciting!  It’s important to know about valuations and how to avoid shortfalls You’ve taken the first steps to getting into your new home. The land is chosen, you have the perfect floor plan and getting to the exciting part of picking and...
I’m Looking at House and Land Packages. What Loan do I Need?

I’m Looking at House and Land Packages. What Loan do I Need?

Home loans can be pretty confusing, with all the different lenders, rates and types, it’s no wonder people often rely on experts like finance brokers to help them find the best deal. If you are planning to build your first home with a house and land package, you will...