6 Negotiation Tactics for Spring Property Buyers

6 Negotiation Tactics for Spring Property Buyers

Interest rates remain at a record low currently, and the property market is expected to heat up as we enter spring despite the economic challenges due to the pandemic. Listings are currently lower compared to last year, which means as a buyer there may be more...
What Does a Mortgage Broker Do?

What Does a Mortgage Broker Do?

Mortgage brokers are qualified finance industry professionals. They work with you to determine your borrowing needs and objectives, and to help you determine how much you can borrow. Brokers help to ensure that you don’t take out a loan that is not right for you. Like...
5 Things That Don’t Affect Your Credit Score

5 Things That Don’t Affect Your Credit Score

Staying on top of your credit score is important, especially if you’re planning to apply for a home loan. Your credit score is determined by factors like how well you’ve managed debt and bills in the past, but there are some things that don’t affect your score at all....
I’m Looking at House and Land Packages. What Loan do I Need?

I’m Looking at House and Land Packages. What Loan do I Need?

Home loans can be pretty confusing, with all the different lenders, rates and types, it’s no wonder people often rely on experts like finance brokers to help them find the best deal. If you are planning to build your first home with a house and land package, you will...