How lenders decide if you’re a good or bad risk

How lenders decide if you’re a good or bad risk

The four C’s Lenders look at for home loan approval For lenders to decide whether to provide you with a loan or not, they will generally assess you against four qualities.   All lenders have different eligibility criteria so there’s no ‘one size fits all’...
Down Valuations Explained & Tips to Manage

Down Valuations Explained & Tips to Manage

Building a new home is exciting!  It’s important to know about valuations and how to avoid shortfalls You’ve taken the first steps to getting into your new home. The land is chosen, you have the perfect floor plan and getting to the exciting part of picking and...
6 Negotiation Tactics for Spring Property Buyers

6 Negotiation Tactics for Spring Property Buyers

Interest rates remain at a record low currently, and the property market is expected to heat up as we enter spring despite the economic challenges due to the pandemic. Listings are currently lower compared to last year, which means as a buyer there may be more...
Standard Variable & Fixed Rate Loans

Standard Variable & Fixed Rate Loans

The variable rate loan offers more features and flexibility than the basic fixed rate loan, so the rate is usually slightly higher. Fixed rate loans are set at a fixed rate for a specified period – usually one to five years. This gives you the advantage of knowing how...
Applying for Finance? Spending Items you Might Want to Stop.

Applying for Finance? Spending Items you Might Want to Stop.

There are a few red flags that banks look out for which may hinder your chances of your finance being approved, so here’s our list of things you need to keep in check when applying for finance! Afterpay How good is Afterpay? Like layby, but you can get your hands on...